2026 COBRA Enrollment Resource Center

Medical Plan Changes​

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In addition to an increase in premium across all plans for 2026, please review the additional changes below. 

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​​​Premier Plan​

• New deductible (this applies to in-network services not subject to copays)

  • $100 for individual coverage​

  • $300 for family coverage

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• Emergency room copay increase

  • ​From $100 to $300​​

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• New 10% coinsurance — applies to certain services that are not subject to copays, including:

  • Inpatient and outpatient care​

  • MRIs

  • Labwork

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​​​Choice Plan​

• Deductible increase

  • From $300 to $400 for individual coverage​

  • From $900 to $1,200 for family coverage ​

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​​​Consumer Select Plan​

• IRS-adjusted deductible increase

  • From $1,650 to $1,700 for individual coverage​

  • From $3,300 to $3,400 for family coverage

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Dental Plan Changes​

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Plan design will remain the same in 2026.

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Vision Plan Changes​

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There will be no increase in premium across either Vision Plan for 2026, and the following plan design change will impact the VSP Core Plan only:

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• Increase in Frames coverage:

  • New retail frame allowance: $210​

  • New featured frame brand allowance: $230

  • New Costco equivalent frame amount: $115​​